With the global credit squeeze hitting hard, now is the time to think about your credit habits as well as other financial planning issues.
In just one generation, Australians have gone from being scared of credit to relying upon it to service ever-expanding lifestyle needs. The true cost of credit is often hidden, ignored or simply not understood so this site aims to help you reach a better understanding of the true cost of credit and how you can make changes to your finances to reduce your dependence on credit.
You will learn:
- There are no "miracle cures" - but following sensible advice will help you greatly
- Why you must save a portion of all monies earned - saving is the key to reducing dependence on credit
- To spend less than you earn - this is a key lesson to breaking the credit trap
- Not all credit is "bad" - use "good credit" to grow your wealth
- Plan to have a financial plan - planning for your financial future is the best investment of time you can ever make
Remember: if you don’t change the way you handle money, nothing will change!
If you find the advice on this site hard to believe, then try out some of the calculators to work out the true cost of your use of credit - the results will almost certainly surprise you...
I hope you enjoy this site and welcome your feedback about the content (especially suggestions for other topics you'd like to see covered here).
Plan, Save, Enjoy - Happy finances!
