Calculators

In this section, you will be able to see the true cost of credit using the calculators provided. These calculators will make the interest you're paying seem more real and the give you the knowledge to see a way out of debt. By making the costs real, it will hopefully be another factor in enforcing the belief that you need to do something different and that you can do something different. As Bob from 'The Biggest Loser' said "I decided to stop trying to lose weight and do it" - this is a great change of mindset enabling him to go from not succeeding to seeing losing weight as the only acceptable outcome. The same can be true in getting your finances under control - stop trying to save (and making excuses for not doing so) and start doing, the outcomes and rewards will be very different. You will learn here:

• How credit card debts spiral out of control and how "minimum payments" benefit the lender, not you.
• How making additional payments makes a huge difference in the time taken to pay down a debt (and reduces the total interest bill astonishingly).
• How to avoid the common mistakes when consolidating personal debts into your mortgage.